The True Cost of a DUI: Legal Fees, Insurance, and Long-Term Impact

A DUI is far more expensive than most people realize. While the fine itself may be $500-$2,000, the true all-in cost of a first-offense DUI ranges from $10,000 to $25,000 when you account for every expense.

Attorney fees for DUI defense: first offense $2,000-$5,000, second offense $3,000-$8,000, DUI with injury $5,000-$15,000+, DUI manslaughter $10,000-$50,000+. Public defenders are free but handle hundreds of cases simultaneously.

Court fines and fees: base fine $500-$2,000, court costs $500-$1,500, victim restitution fund $100-$500, probation fees $50-$100/month for 1-3 years. Total court costs: $1,500-$5,000.

Insurance impact is the largest hidden cost. A DUI triggers SR-22 requirement and increases rates by 40-100% for 3-7 years. On a $1,500/year policy, that's $2,100-$3,000/year — an extra $3,000-$10,500 over the penalty period.

DUI education and treatment programs cost $500-$2,500. Most states require 12-30+ hours of alcohol education classes. Some require substance abuse evaluation and possible treatment programs.

License-related costs: reinstatement fees $100-$500, ignition interlock device $75-$150/month for 6-24 months ($450-$3,600 total), restricted license fees $50-$200, alternative transportation during suspension $1,000-$3,000.

Lost income adds up quickly. Court appearances (2-5 days), alcohol classes (12-30+ hours usually during business hours), community service (40-200+ hours), and potential jail time all take you away from work.

Employment consequences are hard to quantify. A DUI on your record can disqualify you from jobs requiring driving, security clearances, or professional licenses. Some employers terminate employees upon DUI conviction.

A good DUI attorney is worth the investment. An experienced attorney may negotiate charges down to reckless driving (saving insurance costs), get charges dismissed on procedural grounds, or secure reduced penalties.

The cheapest DUI is the one that never happens. A $50 Uber ride costs 99.8% less than the cheapest possible DUI outcome. Ride-share apps, designated drivers, and planning ahead eliminate the risk entirely.