St. Louis vs New York City: Cost Comparison

Thinking about moving or hiring services? St. Louis is approximately 57% less expensive than New York City across most service categories. Below is a detailed side-by-side comparison of 274+ services.

St. Louis, MO
0.88x
Cost Index
57% Difference
St. Louis is more affordable
New York City, NY
1.45x
Cost Index

🏠 Home Services

ServiceSt. LouisNew York CityDifference
Roof Replacement$7,480$12,325-$4,845
Roof Repair$660$1,088-$428
HVAC System Installation$7,920$13,050-$5,130
Plumbing Repair$273$450-$177
Water Heater Installation$1,584$2,610-$1,026
Electrical Panel Upgrade$2,200$3,625-$1,425
Interior House Painting$2,464$4,060-$1,596
Exterior House Painting$3,960$6,525-$2,565

🏥 Medical & Dental

ServiceSt. LouisNew York CityDifference
Dental Implant$3,080$5,075-$1,995
Dental Crown$1,144$1,885-$741
Root Canal$880$1,450-$570
Braces & Orthodontics$4,400$7,250-$2,850
Teeth Whitening$352$580-$228
LASIK Eye Surgery$2,200$3,625-$1,425
Knee Replacement Surgery$30,800$50,750-$19,950
MRI Scan$1,056$1,740-$684

⚖️ Legal Services

ServiceSt. LouisNew York CityDifference
Divorce$6,600$10,875-$4,275
DUI Lawyer$3,520$5,800-$2,280
Criminal Defense Lawyer$7,040$11,600-$4,560
Will & Trust$1,320$2,175-$855
Bankruptcy Filing$2,200$3,625-$1,425
Family Lawyer$264$435-$171
Prenuptial Agreement$2,200$3,625-$1,425
Traffic Ticket Lawyer$220$363-$143

🚗 Auto Repair

ServiceSt. LouisNew York CityDifference
Transmission Repair/Rebuild$2,640$4,350-$1,710
Brake Pad & Rotor Replacement$308$508-$200
Tire Replacement$154$254-$100
Oil Change$53$87-$34
Car Paint Job$1,760$2,900-$1,140
Auto Body Repair$1,760$2,900-$1,140
Windshield Replacement$308$508-$200
Timing Belt Replacement$528$870-$342

🔨 Home Improvement

ServiceSt. LouisNew York CityDifference
Kitchen Remodel$24,640$40,600-$15,960
Bathroom Remodel$10,560$17,400-$6,840
Deck Building$7,040$11,600-$4,560
Concrete Patio$2,640$4,350-$1,710
Hardwood Floor Installation$9$15-$6
Professional Landscaping$6,160$10,150-$3,990
Basement Finishing$26,400$43,500-$17,100
Garage Door Replacement$1,584$2,610-$1,026

🛡️ Insurance

ServiceSt. LouisNew York CityDifference
Health Insurance$396$653-$257
Auto Insurance$158$261-$103
Homeowners Insurance$158$261-$103
Life Insurance$44$73-$29
Renters Insurance$16$26-$10
Dental Insurance$31$51-$20
Umbrella Insurance$22$36-$14
Disability Insurance$110$181-$71

🐾 Pet Services

ServiceSt. LouisNew York CityDifference
Dog Grooming$53$87-$34
Veterinary Visit$132$218-$86
Pet Insurance$44$73-$29
Dog Boarding / Pet Sitting$40$65-$25
Dog Training$66$109-$43
Dog Dental Cleaning$352$580-$228
Cat Veterinary Care$110$181-$71
Cat Grooming$57$94-$37

💒 Wedding Costs

ServiceSt. LouisNew York CityDifference
Wedding Venue$6,600$10,875-$4,275
Wedding Photography$2,464$4,060-$1,596
Wedding Catering$66$109-$43
Wedding Flowers$2,200$3,625-$1,425
Wedding DJ$1,056$1,740-$684
Wedding Cake$528$870-$342
Wedding Dress$1,584$2,610-$1,026
Wedding Band / Live Music$3,520$5,800-$2,280

📦 Moving & Relocation

ServiceSt. LouisNew York CityDifference
Local Move$1,056$1,740-$684
Long-Distance Move$3,960$6,525-$2,565
Storage Unit Rental$110$181-$71
Junk Removal$264$435-$171
Professional Packing Services$616$1,015-$399
International Move$6,600$10,875-$4,275
Moving Container (PODS)$2,200$3,625-$1,425
Storage Unit Rental$114$189-$75

🎓 Education & Certification

ServiceSt. LouisNew York CityDifference
Private Tutoring$44$73-$29
SAT/ACT Test Prep$880$1,450-$570
College Tuition$19,360$31,900-$12,540
Driving School / Drivers Ed$352$580-$228
MBA Degree$57,200$94,250-$37,050
Real Estate License$880$1,450-$570
Gym Membership$35$58-$23
Personal Trainer$62$102-$40

Frequently Asked Questions

Is St. Louis more expensive than New York City?

New York City is generally more expensive, with a cost index of 1.45 compared to 0.88 (1.0 = national average).

How much cheaper is St. Louis?

St. Louis is approximately 57% less expensive than New York City for most services.

What services cost the most in St. Louis vs New York City?

The biggest cost differences are in home services like kitchen remodels, roof replacements, and HVAC installation, where the price gap can be thousands of dollars between cities.

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