How Much Does Auto Insurance Cost in Newport News, VA?
Newport News pricing is near the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Newport News's diversified economy.See our methodology
Auto Insurance Pricing in Newport News, VA
Newport News offers near-average pricing for auto insurance, making it a reasonable market for this service. The local diversified economy supports a balanced labor pool, and the city's 185K population base ensures you can find multiple qualified providers to compare quotes.
Local climate plays a direct role in auto insurance costs here. Four seasons mean year-round maintenance needs; coastal areas face flood and moisture risks.
Market-specific factors matter in Newport News: moderate to high cost of living depending on proximity to major cities.
Newport News has moderate permitting requirements. Depending on the scope of your auto insurance project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Newport News vs National Average
What Affects Auto Insurance Cost in Newport News?
Coverage
Minimum liability: $50-$100/mo. Full coverage: $150-$300/mo
Driving Record
Clean record vs DUI/accident can mean 50-200% higher premiums
Newport News Market Conditions
moderate to high cost of living depending on proximity to major cities
Local Climate Impact
four seasons mean year-round maintenance needs; coastal areas face flood and moisture risks
📐 Auto Insurance in Newport News Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Auto Insurance Pros in Newport News, VA
4 providersFirst Choice Electrical
First Choice Property Services
Patriot Home Services
Are You a Auto Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for auto insurance in Newport News, VA.
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
Tips to Save on Auto Insurance in Newport News
- 1.Bundle with home insurance for 10-25% discount
- 2.Raise your deductible to lower premiums
- 3.Ask about safe driver and low mileage discounts
- 4.Shop around every 1-2 years — loyalty rarely pays
📈 Auto Insurance in Newport News Cost Trends (2020–2024)
Prices have increased +17.9% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $145 | — |
| 2021 | $151 | +4.1% |
| 2022 | $161 | +6.6% |
| 2023 | $166 | +3.1% |
| 2024 | $171 | +3.0% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Auto Insurance in Newport News
Recent Reports
Frequently Asked Questions
How much car insurance do I need?
At minimum, you need your state's required liability coverage. Experts recommend at least 100/300/100 liability plus comprehensive and collision.
Why does auto insurance cost different in Newport News than other cities?
Newport News's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
Auto Insurance Cost in Nearby Cities
Related Cost Guides for Newport News
Popular Services in Newport News
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.