How Much Does Bankruptcy Filing Cost in California?
California pricing is above the national average. Updated for 2024.
Bankruptcy Filing Pricing in California
In California, the average cost for bankruptcy filing is $3,375 per filing, which is 35% higher than the national average of $2,500. Most California residents pay between $1,350 and $6,750.
California has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within California may be even higher.
Filing for bankruptcy provides legal debt relief. Chapter 7 eliminates most debts while Chapter 13 creates a repayment plan. Attorney fees, court costs, and credit counseling are required.
California vs National Average
What Affects Bankruptcy Filing Cost in California?
Chapter
Chapter 7: $1,000-$2,500 total. Chapter 13: $2,500-$5,000+ total
Court Fees
Chapter 7 filing: $338. Chapter 13 filing: $313
Required Courses
Credit counseling + debtor education: $50-$100 total
💡 Tips to Save on Bankruptcy Filing in California
- 1.Chapter 7 is less expensive than Chapter 13
- 2.Legal aid organizations may help if you qualify
- 3.Some attorneys offer payment plans
- 4.The court filing fee can be paid in installments
Frequently Asked Questions
Will bankruptcy ruin my credit?
Bankruptcy stays on your credit report for 7-10 years, but many people see their credit score begin recovering within 1-2 years.
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 eliminates most unsecured debts in 3-6 months. Chapter 13 creates a 3-5 year repayment plan and lets you keep more assets.