How Much Does Bankruptcy Filing Cost in Raleigh, NC?
Raleigh pricing is near the national average. Updated for 2026.
Based on local labor rates, humid-subtropical climate conditions, and Raleigh's tech-pharma-education economy.See our methodology
Bankruptcy Filing Pricing in Raleigh, NC
Raleigh offers near-average pricing for bankruptcy filing, making it a reasonable market for this service. The local tech-pharma-education economy supports a growing labor pool, and the city's 475K population base ensures you can find multiple qualified providers to compare quotes.
Local climate plays a direct role in bankruptcy filing costs here. Hot humid summers drive HVAC and pest control demand; occasional ice storms can damage trees and roofs.
Market-specific factors matter in Raleigh: Research Triangle tech boom has increased demand and costs; well-educated workforce supports quality contractors; rapid growth strains capacity.
Raleigh has moderate permitting requirements. Depending on the scope of your bankruptcy filing project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Raleigh vs National Average
What Affects Bankruptcy Filing Cost in Raleigh?
Chapter
Chapter 7: $1,000-$2,500 total. Chapter 13: $2,500-$5,000+ total
Court Fees
Chapter 7 filing: $338. Chapter 13 filing: $313
Required Courses
Credit counseling + debtor education: $50-$100 total
Raleigh Market Conditions
Research Triangle tech boom has increased demand and costs; well-educated workforce supports quality contractors; rapid growth strains capacity
Local Climate Impact
hot humid summers drive HVAC and pest control demand; occasional ice storms can damage trees and roofs
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Top-Rated Bankruptcy Filing Pros in Raleigh, NC
6 providersMeridian & Partners
🏆 SPONSOREDServing Raleigh and surrounding areas since 2011. Licensed, insured, and committed to quality workmanship at fair prices.
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Tips to Save on Bankruptcy Filing in Raleigh
- 1.Chapter 7 is less expensive than Chapter 13
- 2.Legal aid organizations may help if you qualify
- 3.Some attorneys offer payment plans
- 4.The court filing fee can be paid in installments
📈 Bankruptcy Filing in Raleigh Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $2,081 | — |
| 2021 | $2,168 | +4.2% |
| 2022 | $2,309 | +6.5% |
| 2023 | $2,374 | +2.8% |
| 2024 | $2,450 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Bankruptcy Filing in Raleigh
Recent Reports
Frequently Asked Questions
Will bankruptcy ruin my credit?
Bankruptcy stays on your credit report for 7-10 years, but many people see their credit score begin recovering within 1-2 years.
What's the difference between Chapter 7 and Chapter 13?
Chapter 7 eliminates most unsecured debts in 3-6 months. Chapter 13 creates a 3-5 year repayment plan and lets you keep more assets.
Why does bankruptcy filing cost different in Raleigh than other cities?
Raleigh's costs reflect local labor rates driven by the tech-pharma-education economy, humid-subtropical climate conditions that affect materials and scheduling, and moderate permitting requirements. The growing labor market also influences competitive pricing.
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