How Much Does Bankruptcy Filing Cost in Oregon?

Oregon pricing is near the national average. Updated for 2026.

Low End
$1,100
Average
$2,750
High End
$5,500
per filing

Bankruptcy Filing Pricing in Oregon

In Oregon, the average cost for bankruptcy filing is $2,750 per filing, which is 10% higher than the national average of $2,500. Most Oregon residents pay between $1,100 and $5,500.

Oregon has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.

Filing for bankruptcy provides legal debt relief. Chapter 7 eliminates most debts while Chapter 13 creates a repayment plan. Attorney fees, court costs, and credit counseling are required.

Oregon vs National Average

Oregon Average
$2,750
National Average
$2,500
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What Affects Bankruptcy Filing Cost in Oregon?

Chapter

Chapter 7: $1,000-$2,500 total. Chapter 13: $2,500-$5,000+ total

Court Fees

Chapter 7 filing: $338. Chapter 13 filing: $313

Required Courses

Credit counseling + debtor education: $50-$100 total

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Top-Rated Bankruptcy Filing Pros in Oregon

5 providers

Justice Law Group

๐Ÿ† SPONSORED
โ˜…โ˜…โ˜…โ˜…โ˜…4.7(166 reviews)
๐Ÿ“ Serving all of OR๐Ÿ—๏ธ Since 1994
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 1 hours

Proudly serving OR since 1994. Licensed, insured, and committed to excellence.

Advocate Legal Group

โœ… VERIFIED
โ˜…โ˜…โ˜…โ˜…โ˜…4.2(76 reviews)
๐Ÿ“ Serving all of OR๐Ÿ—๏ธ Since 2017
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 2 hours

Meridian Attorneys at Law

โœ… VERIFIED
โ˜…โ˜…โ˜…โ˜…โ˜…3.9(39 reviews)
๐Ÿ“ Serving all of OR๐Ÿ—๏ธ Since 1997
โœ“ Licensedโœ“ InsuredBBB: A+โšก Usually responds in 1 hours

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๐Ÿ’ก Tips to Save on Bankruptcy Filing in Oregon

  • 1.Chapter 7 is less expensive than Chapter 13
  • 2.Legal aid organizations may help if you qualify
  • 3.Some attorneys offer payment plans
  • 4.The court filing fee can be paid in installments

๐Ÿ“ˆ Bankruptcy Filing in Oregon Cost Trends (2022โ€“2026)

Prices have increased +17.7% over the last 5 years

$2,336
2022
$2,434
2023
$2,592
2024
$2,665
2025
$2,750
2026
YearNational AvgYoY Change
2022$2,336โ€”
2023$2,434+4.2%
2024$2,592+6.5%
2025$2,665+2.8%
2026$2,750+3.2%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for Bankruptcy Filing in Oregon

$2,776
Avg Reported
$1,943
Lowest Reported
$4,025
Highest Reported

Recent Reports

$2,226
Dallas, TX ยท Jan 2026
โ˜…โ˜…โ˜…โ˜†โ˜†
$3,119
Chicago, IL ยท Feb 2026
โ˜…โ˜…โ˜…โ˜…โ˜†
$2,299
Phoenix, AZ ยท Mar 2026
โ˜…โ˜…โ˜…โ˜…โ˜…
$3,388
Denver, CO ยท Apr 2026
โ˜…โ˜…โ˜…โ˜†โ˜†
$2,404
Atlanta, GA ยท May 2026
โ˜…โ˜…โ˜…โ˜…โ˜†
$3,623
Seattle, WA ยท Jun 2026
โ˜…โ˜…โ˜…โ˜…โ˜…

Frequently Asked Questions

Will bankruptcy ruin my credit?

Bankruptcy stays on your credit report for 7-10 years, but many people see their credit score begin recovering within 1-2 years.

What's the difference between Chapter 7 and Chapter 13?

Chapter 7 eliminates most unsecured debts in 3-6 months. Chapter 13 creates a 3-5 year repayment plan and lets you keep more assets.

Bankruptcy Filing Cost in Other States

Related Cost Guides for Oregon

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