How Much Does Dental Insurance Cost in Alabama?
Alabama pricing is below the national average. Updated for 2026.
Dental Insurance Pricing in Alabama
In Alabama, the average cost for dental insurance is $29 per month, which is 18% lower than the national average of $35. Most Alabama residents pay between $12 and $49.
Alabama benefits from a lower cost of living than many states, resulting in more affordable pricing for dental insurance. This makes it one of the more budget-friendly states for this service.
Dental insurance covers preventive care (cleanings, X-rays), basic procedures (fillings, extractions), and major procedures (crowns, bridges, root canals) at varying coverage levels.
Alabama vs National Average
What Affects Dental Insurance Cost in Alabama?
Plan Type
DHMO: $15-$25/month (limited network). PPO: $25-$60/month (more flexibility)
Coverage
Preventive: 100%. Basic (fillings): 70-80%. Major (crowns): 50%. Annual max: $1,000-$2,000
📐 Dental Insurance in Alabama Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Dental Insurance Pros in Alabama
5 providersApex Plumbing
✅ VERIFIEDSummit Plumbing
✅ VERIFIEDApex Electrical
✅ VERIFIEDAre You a Dental Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for dental insurance in Alabama.
💡 Tips to Save on Dental Insurance in Alabama
- 1.Preventive care is usually covered at 100% — use all your cleanings
- 2.Dental discount plans ($100-$200/year) can be cheaper than insurance for healthy teeth
- 3.If you need major work, buy insurance now — but note the 6-12 month waiting period
- 4.Max out your annual benefit before year-end if you need work done
📈 Dental Insurance in Alabama Cost Trends (2020–2024)
Prices have increased +20.8% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $24 | — |
| 2021 | $25 | +4.2% |
| 2022 | $27 | +8.0% |
| 2023 | $28 | +3.7% |
| 2024 | $29 | +3.6% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Dental Insurance in Alabama
Recent Reports
Frequently Asked Questions
Is dental insurance worth it?
If you use your two annual cleanings and need occasional fillings, insurance usually saves money. For major work, the annual maximum ($1,000-$2,000) limits the benefit.
Dental Insurance Cost in Other States
Related Cost Guides for Alabama
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.