How Much Does Dental Insurance Cost in Arlington, TX?
Arlington pricing is near the national average. Updated for 2026.
Based on local labor rates, humid-subtropical climate conditions, and Arlington's entertainment-defense-manufacturing economy.See our methodology
Dental Insurance Pricing in Arlington, TX
Arlington offers near-average pricing for dental insurance, making it a reasonable market for this service. The local entertainment-defense-manufacturing economy supports a competitive labor pool, and the city's 395K population base ensures you can find multiple qualified providers to compare quotes.
Local climate plays a direct role in dental insurance costs here. Same North Texas weather pattern as Dallas-Fort Worth; severe storms create periodic roofing and restoration demand.
Market-specific factors matter in Arlington: centrally located in DFW metro; slightly more affordable than Dallas; entertainment district creates specialized commercial demand.
Arlington has moderate permitting requirements. Depending on the scope of your dental insurance project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Arlington vs National Average
What Affects Dental Insurance Cost in Arlington?
Plan Type
DHMO: $15-$25/month (limited network). PPO: $25-$60/month (more flexibility)
Coverage
Preventive: 100%. Basic (fillings): 70-80%. Major (crowns): 50%. Annual max: $1,000-$2,000
Arlington Market Conditions
centrally located in DFW metro; slightly more affordable than Dallas; entertainment district creates specialized commercial demand
Local Climate Impact
same North Texas weather pattern as Dallas-Fort Worth; severe storms create periodic roofing and restoration demand
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Tips to Save on Dental Insurance in Arlington
- 1.Preventive care is usually covered at 100% — use all your cleanings
- 2.Dental discount plans ($100-$200/year) can be cheaper than insurance for healthy teeth
- 3.If you need major work, buy insurance now — but note the 6-12 month waiting period
- 4.Max out your annual benefit before year-end if you need work done
📈 Dental Insurance in Arlington Cost Trends (2020–2024)
Prices have increased +17.9% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $28 | — |
| 2021 | $29 | +3.6% |
| 2022 | $31 | +6.9% |
| 2023 | $32 | +3.2% |
| 2024 | $33 | +3.1% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Dental Insurance in Arlington
Recent Reports
Frequently Asked Questions
Is dental insurance worth it?
If you use your two annual cleanings and need occasional fillings, insurance usually saves money. For major work, the annual maximum ($1,000-$2,000) limits the benefit.
Why does dental insurance cost different in Arlington than other cities?
Arlington's costs reflect local labor rates driven by the entertainment-defense-manufacturing economy, humid-subtropical climate conditions that affect materials and scheduling, and moderate permitting requirements. The competitive labor market also influences competitive pricing.
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