How Much Does Estate Planning Cost in Chattanooga, TN?

Chattanooga pricing is 15% below the national average. Updated for 2026.

Based on local labor rates, varied climate conditions, and Chattanooga's diversified economy.See our methodology

Low End
$425
Average
$1,700
High End
$4,250
per estate plan
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Estate Planning Pricing in Chattanooga, TN

Chattanooga is one of the more affordable markets for estate planning, with costs running about 15% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 180K-population metro area is straightforward.

Local climate plays a direct role in estate planning costs here. Extreme heat drives heavy HVAC demand; severe storms create periodic repair surges.

Market-specific factors matter in Chattanooga: no state income tax in many Southern states helps keep overall costs lower.

Chattanooga has moderate permitting requirements. Depending on the scope of your estate planning project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.

Chattanooga vs National Average

Chattanooga Average
$1,700
National Average
$2,000
Difference
-15%
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What Affects Estate Planning Cost in Chattanooga?

Package

Basic (will + POA + directive): $500-$1,500. With living trust: $1,500-$3,500. Complex estate: $3,000-$7,000+

DIY

Online services: $200-$600. Attorney-reviewed online: $400-$1,000

Chattanooga Market Conditions

no state income tax in many Southern states helps keep overall costs lower

Local Climate Impact

extreme heat drives heavy HVAC demand; severe storms create periodic repair surges

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Top-Rated Estate Planning Pros in Chattanooga, TN

6 providers

Advocate Legal Services

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4(116 reviews)
๐Ÿ“ 1003 Elm St, Chattanooga, TN๐Ÿ—๏ธ Since 1997
โœ“ Licensedโœ“ Insuredโšก Usually responds in 2 hours

Serving Chattanooga and surrounding areas since 1997. Licensed, insured, and committed to quality workmanship at fair prices.

Liberty Law Office

โœ… VERIFIED
โ˜…โ˜…โ˜…โ˜…โ˜…4.4(18 reviews)
๐Ÿ“ 940 Main St, Chattanooga, TN๐Ÿ—๏ธ Since 2014
โœ“ Licensedโœ“ InsuredBBB: A+โšก Usually responds in 3 hours

Liberty & Partners

โ˜…โ˜…โ˜…โ˜…โ˜…4.9(42 reviews)
๐Ÿ“ 101 Industrial Blvd, Chattanooga, TN๐Ÿ—๏ธ Since 2005
โœ“ Licensedโœ“ InsuredBBB: A

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Tips to Save on Estate Planning in Chattanooga

  • 1.Basic will + POA + healthcare directive is sufficient for most people
  • 2.Online services (LegalZoom, Trust & Will) cost $200-$600 for simple estates
  • 3.Many attorneys offer estate planning packages at a flat rate
  • 4.Review and update every 3-5 years rather than creating from scratch
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๐Ÿ“ˆ Estate Planning in Chattanooga Cost Trends (2020โ€“2024)

Prices have increased +17.8% over the last 5 years

$1,443
2020
$1,504
2021
$1,602
2022
$1,647
2023
$1,700
2024
YearNational AvgYoY Change
2020$1,443โ€”
2021$1,504+4.2%
2022$1,602+6.5%
2023$1,647+2.8%
2024$1,700+3.2%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for Estate Planning in Chattanooga

$1,602
Avg Reported
$1,121
Lowest Reported
$2,323
Highest Reported

Recent Reports

$1,495
Dallas, TX ยท Jan 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$1,581
Chicago, IL ยท Feb 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$1,417
Phoenix, AZ ยท Mar 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$1,778
Denver, CO ยท Apr 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$1,352
Atlanta, GA ยท May 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$1,827
Seattle, WA ยท Jun 2024
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Frequently Asked Questions

Do I need a trust?

A trust avoids probate and provides privacy. It's recommended if you own property, have assets over $100K, have minor children, or want to control how assets are distributed after death.

Why does estate planning cost different in Chattanooga than other cities?

Chattanooga's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.

Estate Planning Cost in Nearby Cities

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