How Much Does Furnace Replacement Cost in San Francisco, CA?
San Francisco pricing is 55% above the national average. Updated for 2026.
Based on local labor rates, mediterranean climate conditions, and San Francisco's tech-finance-tourism economy.See our methodology
Furnace Replacement Pricing in San Francisco, CA
San Francisco is a high-cost market where furnace replacement runs about 55% above the national average. The city's tech-finance-tourism economy supports higher wages, which translates to elevated contractor rates. With a population of 870K, competition among providers exists but demand keeps prices firm.
Local climate plays a direct role in furnace replacement costs here. Fog and moisture create unique challenges for exterior maintenance; earthquake safety adds to all construction costs.
Market-specific factors matter in San Francisco: among the highest labor rates in the US; strict permit and inspection process adds weeks and cost to projects; rent costs for contractors get passed to consumers.
San Francisco has very strict permitting requirements. Budget an additional 5-15% for permits, inspections, and code compliance when planning your furnace replacement project. Licensed contractors familiar with local codes can navigate this process efficiently.
San Francisco vs National Average
What Affects Furnace Replacement Cost in San Francisco?
Fuel Type
Gas: $3,000-$6,000. Electric: $2,000-$4,500. Oil: $4,000-$7,500
Efficiency
80% AFUE: $2,500-$4,000. 95%+ AFUE: $3,500-$6,500
Size
Undersized or oversized units waste energy. Proper sizing by a pro is essential.
San Francisco Market Conditions
among the highest labor rates in the US; strict permit and inspection process adds weeks and cost to projects; rent costs for contractors get passed to consumers
Local Climate Impact
fog and moisture create unique challenges for exterior maintenance; earthquake safety adds to all construction costs
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Tips to Save on Furnace Replacement in San Francisco
- 1.Buy during summer when HVAC companies are less busy
- 2.A 95%+ AFUE furnace costs more upfront but saves 20-30% on heating bills
- 3.Get 3+ quotes and ask about rebates
- 4.Check for utility company and federal tax incentives
📈 Furnace Replacement in San Francisco Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $5,925 | — |
| 2021 | $6,174 | +4.2% |
| 2022 | $6,575 | +6.5% |
| 2023 | $6,759 | +2.8% |
| 2024 | $6,975 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Furnace Replacement in San Francisco
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Frequently Asked Questions
How long does a furnace last?
Most gas furnaces last 15-20 years. Electric furnaces can last 20-30 years. Oil furnaces typically last 15-25 years.
What size furnace do I need?
A general rule is 30-60 BTUs per square foot, but climate, insulation, and home layout all factor in. A Manual J calculation gives the most accurate sizing.
Why does furnace replacement cost different in San Francisco than other cities?
San Francisco's costs reflect local labor rates driven by the tech-finance-tourism economy, mediterranean climate conditions that affect materials and scheduling, and very-strict permitting requirements. The expensive labor market also influences competitive pricing.
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