How Much Does Health Insurance Cost in Myrtle Beach, SC?
Myrtle Beach pricing is 12% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Myrtle Beach's diversified economy.See our methodology
Health Insurance Pricing in Myrtle Beach, SC
Myrtle Beach is one of the more affordable markets for health insurance, with costs running about 12% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 35K-population metro area is straightforward.
Local climate plays a direct role in health insurance costs here. Hot humid summers drive HVAC and pest control demand; hurricane risk in coastal areas.
Market-specific factors matter in Myrtle Beach: growing market with competitive contractor rates.
Myrtle Beach has moderate permitting requirements. Depending on the scope of your health insurance project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Myrtle Beach vs National Average
What Affects Health Insurance Cost in Myrtle Beach?
Plan Tier
Bronze: $250-$400/mo. Silver: $350-$550/mo. Gold: $450-$700/mo. Platinum: $550-$800/mo
Age
26-year-old: $250-$400. 40-year-old: $350-$550. 60-year-old: $600-$1,000
Myrtle Beach Market Conditions
growing market with competitive contractor rates
Local Climate Impact
hot humid summers drive HVAC and pest control demand; hurricane risk in coastal areas
📐 Health Insurance in Myrtle Beach Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Health Insurance Pros in Myrtle Beach, SC
3 providersElite Contractors
🏆 SPONSOREDServing Myrtle Beach and surrounding areas since 2001. Licensed, insured, and committed to quality workmanship at fair prices.
Premier Plumbing
🏆 SPONSOREDServing Myrtle Beach and surrounding areas since 2021. Licensed, insured, and committed to quality workmanship at fair prices.
Reliable HVAC Solutions
✅ VERIFIEDAre You a Health Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for health insurance in Myrtle Beach, SC.
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
Tips to Save on Health Insurance in Myrtle Beach
- 1.Check ACA marketplace for subsidies — most people qualify
- 2.Higher deductible plans have lower premiums if you're healthy
- 3.Compare plans during open enrollment
- 4.Use HSA-eligible plans to save pre-tax dollars
📈 Health Insurance in Myrtle Beach Cost Trends (2020–2024)
Prices have increased +17.5% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $337 | — |
| 2021 | $351 | +4.2% |
| 2022 | $374 | +6.6% |
| 2023 | $384 | +2.7% |
| 2024 | $396 | +3.1% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Health Insurance in Myrtle Beach
Recent Reports
Frequently Asked Questions
What's the cheapest health insurance?
Catastrophic plans are cheapest ($150-$250/mo) but only available to those under 30. Otherwise, Bronze plans are the most affordable.
Why does health insurance cost different in Myrtle Beach than other cities?
Myrtle Beach's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
Health Insurance Cost in Nearby Cities
Related Cost Guides for Myrtle Beach
Popular Services in Myrtle Beach
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.