How Much Does Pet Insurance Cost in Michigan?
Michigan pricing is near the national average. Updated for 2024.
Pet Insurance Pricing in Michigan
In Michigan, the average cost for pet insurance is $46 per month, which is 8% lower than the national average of $50. Most Michigan residents pay between $18 and $92.
Michigan has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Pet insurance covers unexpected veterinary costs including accidents, illnesses, and sometimes preventive care. Premiums depend on pet age, breed, and coverage level.
Michigan vs National Average
What Affects Pet Insurance Cost in Michigan?
Pet Type
Cat: $20-$40/mo. Small dog: $30-$50/mo. Large dog: $40-$80/mo. Breed-prone dogs: $60-$100/mo
Coverage
Accident-only: $15-$30/mo. Accident + illness: $30-$70/mo. Comprehensive: $50-$100/mo
💡 Tips to Save on Pet Insurance in Michigan
- 1.Enroll when your pet is young for the lowest premiums
- 2.Higher deductibles lower monthly costs
- 3.Accident-only plans are cheapest if budget is tight
- 4.Compare at least 3-4 providers
Frequently Asked Questions
Is pet insurance worth it?
A single emergency surgery can cost $3,000-$10,000+. If you couldn't cover that out of pocket, pet insurance provides peace of mind.