How Much Does Pet Insurance Cost in Provo, UT?

Provo pricing is near the national average. Updated for 2026.

Based on local labor rates, varied climate conditions, and Provo's diversified economy.See our methodology

Low End
$20
Average
$49
High End
$98
per month
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Pet Insurance Pricing in Provo, UT

Provo offers near-average pricing for pet insurance, making it a reasonable market for this service. The local diversified economy supports a balanced labor pool, and the city's 115K population base ensures you can find multiple qualified providers to compare quotes.

Local climate plays a direct role in pet insurance costs here. High altitude affects HVAC efficiency; dry climate and intense UV degrade exterior surfaces.

Market-specific factors matter in Provo: rapid population growth in many mountain cities has tightened contractor availability.

Provo has moderate permitting requirements. Depending on the scope of your pet insurance project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.

Provo vs National Average

Provo Average
$49
National Average
$50
Difference
-2%
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What Affects Pet Insurance Cost in Provo?

Species

Dogs: $30-$100/mo; cats: $15-$50/mo

Breed

Large/purebred cost 30-60% more

Age

Premiums increase 10-20%/year

Provo Market Conditions

rapid population growth in many mountain cities has tightened contractor availability

Local Climate Impact

high altitude affects HVAC efficiency; dry climate and intense UV degrade exterior surfaces

๐Ÿ“ Pet Insurance in Provo Cost Calculator

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Top-Rated Pet Insurance Pros in Provo, UT

7 providers

Premier Plumbing

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4.6(123 reviews)
๐Ÿ“ 216 Oak Ave, Provo, UT๐Ÿ—๏ธ Since 2009
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 1 hours

Serving Provo and surrounding areas since 2009. Licensed, insured, and committed to quality workmanship at fair prices.

Summit HVAC Solutions

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4.3(161 reviews)
๐Ÿ“ 991 Elm St, Provo, UT๐Ÿ—๏ธ Since 2009
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 3 hours

Serving Provo and surrounding areas since 2009. Licensed, insured, and committed to quality workmanship at fair prices.

Summit Electrical

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…3.8(15 reviews)
๐Ÿ“ 1030 Oak Ave, Provo, UT๐Ÿ—๏ธ Since 1995
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 3 hours

Serving Provo and surrounding areas since 1995. Licensed, insured, and committed to quality workmanship at fair prices.

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Tips to Save on Pet Insurance in Provo

  • 1.Enroll young
  • 2.Higher deductible lowers premiums
  • 3.Compare 5+ providers
  • 4.Skip wellness add-ons
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๐Ÿ“ˆ Pet Insurance in Provo Cost Trends (2020โ€“2024)

Prices have increased +19.5% over the last 5 years

$41
2020
$43
2021
$46
2022
$47
2023
$49
2024
YearNational AvgYoY Change
2020$41โ€”
2021$43+4.9%
2022$46+7.0%
2023$47+2.2%
2024$49+4.3%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for Pet Insurance in Provo

$48
Avg Reported
$34
Lowest Reported
$70
Highest Reported

Recent Reports

$43
Dallas, TX ยท Jan 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$49
Chicago, IL ยท Feb 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$44
Phoenix, AZ ยท Mar 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$47
Denver, CO ยท Apr 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$46
Atlanta, GA ยท May 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$52
Seattle, WA ยท Jun 2024
โ˜…โ˜…โ˜…โ˜…โ˜†

Frequently Asked Questions

Worth it?

Yes for emergencies. One surgery can cost $3,000-$10,000.

What is covered?

Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.

Why does pet insurance cost different in Provo than other cities?

Provo's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.

Pet Insurance Cost in Nearby Cities

Popular Services in Provo

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