How Much Does Physical Therapy Cost in Fargo, ND?
Fargo pricing is 15% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Fargo's diversified economy.See our methodology
Physical Therapy Pricing in Fargo, ND
Fargo is one of the more affordable markets for physical therapy, with costs running about 15% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 125K-population metro area is straightforward.
Local climate plays a direct role in physical therapy costs here. Harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations.
Market-specific factors matter in Fargo: moderate cost of living keeps contractor rates affordable.
Fargo has moderate permitting requirements. Depending on the scope of your physical therapy project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Fargo vs National Average
What Affects Physical Therapy Cost in Fargo?
Insurance
With: $20-$75 copay; without: $100-$350
Provider
Hospital PT costs 2-3x more
Specialty
Specialized PT costs more
Fargo Market Conditions
moderate cost of living keeps contractor rates affordable
Local Climate Impact
harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations
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Top-Rated Physical Therapy Pros in Fargo, ND
7 providersGentle Care Health Associates
✅ VERIFIEDSummit Family Medicine
Modern Health Associates
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Tips to Save on Physical Therapy in Fargo
- 1.Verify insurance copay
- 2.Ask about package pricing
- 3.Outpatient clinics over hospitals
- 4.Do home exercises to reduce sessions
📈 Physical Therapy in Fargo Cost Trends (2020–2024)
Prices have increased +17.4% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $109 | — |
| 2021 | $114 | +4.6% |
| 2022 | $121 | +6.1% |
| 2023 | $124 | +2.5% |
| 2024 | $128 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Physical Therapy in Fargo
Recent Reports
Frequently Asked Questions
How much per session?
$50-$350 without insurance; $20-$75 copay with insurance.
How many sessions needed?
Most conditions need 8-16 sessions over 4-8 weeks.
Why does physical therapy cost different in Fargo than other cities?
Fargo's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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