How Much Does Physical Therapy Cost in Knoxville, TN?
Knoxville pricing is 15% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Knoxville's diversified economy.See our methodology
Physical Therapy Pricing in Knoxville, TN
Knoxville is one of the more affordable markets for physical therapy, with costs running about 15% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 190K-population metro area is straightforward.
Local climate plays a direct role in physical therapy costs here. Extreme heat drives heavy HVAC demand; severe storms create periodic repair surges.
Market-specific factors matter in Knoxville: no state income tax in many Southern states helps keep overall costs lower.
Knoxville has moderate permitting requirements. Depending on the scope of your physical therapy project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Knoxville vs National Average
What Affects Physical Therapy Cost in Knoxville?
Insurance
With: $20-$75 copay; without: $100-$350
Provider
Hospital PT costs 2-3x more
Specialty
Specialized PT costs more
Knoxville Market Conditions
no state income tax in many Southern states helps keep overall costs lower
Local Climate Impact
extreme heat drives heavy HVAC demand; severe storms create periodic repair surges
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Tips to Save on Physical Therapy in Knoxville
- 1.Verify insurance copay
- 2.Ask about package pricing
- 3.Outpatient clinics over hospitals
- 4.Do home exercises to reduce sessions
📈 Physical Therapy in Knoxville Cost Trends (2020–2024)
Prices have increased +17.4% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $109 | — |
| 2021 | $114 | +4.6% |
| 2022 | $121 | +6.1% |
| 2023 | $124 | +2.5% |
| 2024 | $128 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Physical Therapy in Knoxville
Recent Reports
Frequently Asked Questions
How much per session?
$50-$350 without insurance; $20-$75 copay with insurance.
How many sessions needed?
Most conditions need 8-16 sessions over 4-8 weeks.
Why does physical therapy cost different in Knoxville than other cities?
Knoxville's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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