How Much Does Physical Therapy Cost in San Francisco, CA?
San Francisco pricing is 55% above the national average. Updated for 2026.
Based on local labor rates, mediterranean climate conditions, and San Francisco's tech-finance-tourism economy.See our methodology
Physical Therapy Pricing in San Francisco, CA
San Francisco is a high-cost market where physical therapy runs about 55% above the national average. The city's tech-finance-tourism economy supports higher wages, which translates to elevated contractor rates. With a population of 870K, competition among providers exists but demand keeps prices firm.
Local climate plays a direct role in physical therapy costs here. Fog and moisture create unique challenges for exterior maintenance; earthquake safety adds to all construction costs.
Market-specific factors matter in San Francisco: among the highest labor rates in the US; strict permit and inspection process adds weeks and cost to projects; rent costs for contractors get passed to consumers.
San Francisco has very strict permitting requirements. Budget an additional 5-15% for permits, inspections, and code compliance when planning your physical therapy project. Licensed contractors familiar with local codes can navigate this process efficiently.
San Francisco vs National Average
What Affects Physical Therapy Cost in San Francisco?
Insurance
With: $20-$75 copay; without: $100-$350
Provider
Hospital PT costs 2-3x more
Specialty
Specialized PT costs more
San Francisco Market Conditions
among the highest labor rates in the US; strict permit and inspection process adds weeks and cost to projects; rent costs for contractors get passed to consumers
Local Climate Impact
fog and moisture create unique challenges for exterior maintenance; earthquake safety adds to all construction costs
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Top-Rated Physical Therapy Pros in San Francisco, CA
4 providersValley Health Associates
✅ VERIFIEDLakeside Surgical Center
Valley Family Medicine
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Tips to Save on Physical Therapy in San Francisco
- 1.Verify insurance copay
- 2.Ask about package pricing
- 3.Outpatient clinics over hospitals
- 4.Do home exercises to reduce sessions
📈 Physical Therapy in San Francisco Cost Trends (2020–2024)
Prices have increased +17.1% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $199 | — |
| 2021 | $207 | +4.0% |
| 2022 | $220 | +6.3% |
| 2023 | $226 | +2.7% |
| 2024 | $233 | +3.1% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Physical Therapy in San Francisco
Recent Reports
Frequently Asked Questions
How much per session?
$50-$350 without insurance; $20-$75 copay with insurance.
How many sessions needed?
Most conditions need 8-16 sessions over 4-8 weeks.
Why does physical therapy cost different in San Francisco than other cities?
San Francisco's costs reflect local labor rates driven by the tech-finance-tourism economy, mediterranean climate conditions that affect materials and scheduling, and very-strict permitting requirements. The expensive labor market also influences competitive pricing.
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