How Much Does Renters Insurance Cost in Mississippi?
Mississippi pricing is below the national average. Updated for 2026.
Renters Insurance Pricing in Mississippi
In Mississippi, the average cost for renters insurance is $14 per month, which is 22% lower than the national average of $18. Most Mississippi residents pay between $8 and $27.
Mississippi benefits from a lower cost of living than many states, resulting in more affordable pricing for renters insurance. This makes it one of the more budget-friendly states for this service.
Renters insurance protects your personal belongings from theft, fire, and other covered events. It also provides liability coverage and additional living expenses if your rental becomes uninhabitable.
Mississippi vs National Average
What Affects Renters Insurance Cost in Mississippi?
Coverage
$20K personal property: $12-$20/mo. $50K: $18-$30/mo. $100K: $25-$45/mo
Location
Low-crime area: $10-$20/mo. High-crime urban: $20-$40/mo
📐 Renters Insurance in Mississippi Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Renters Insurance Pros in Mississippi
5 providersHeritage Restoration
🏆 SPONSOREDProudly serving MS since 2008. Licensed, insured, and committed to excellence.
Reliable Home Services
⭐ PREMIUMProudly serving MS since 2019. Licensed, insured, and committed to excellence.
Heritage Restoration
✅ VERIFIEDAre You a Renters Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for renters insurance in Mississippi.
💡 Tips to Save on Renters Insurance in Mississippi
- 1.Bundle with auto insurance for 10-20% discount
- 2.Raise your deductible to $1,000 to lower premiums
- 3.Most people overestimate coverage needs — inventory your belongings first
- 4.Security features (deadbolts, alarms) can earn discounts
📈 Renters Insurance in Mississippi Cost Trends (2022–2026)
Prices have increased +16.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2022 | $12 | — |
| 2023 | $13 | +8.3% |
| 2024 | $14 | +7.7% |
| 2025 | $14 | +0.0% |
| 2026 | $14 | +0.0% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Mississippi
Recent Reports
Frequently Asked Questions
Is renters insurance worth it?
At $15-25/month, it's one of the best insurance values. A single theft or fire could cost thousands to replace your belongings.
Renters Insurance Cost in Other States
Related Cost Guides for Mississippi
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.