How Much Does Renters Insurance Cost in Alaska?
Alaska pricing is above the national average. Updated for 2024-2025.
Renters Insurance Pricing in Alaska
In Alaska, the average cost for renters insurance is $26 per month, which is 28% higher than the national average of $20. Most Alaska residents pay between $13 and $45.
Alaska has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within Alaska may be even higher.
Protects belongings, provides liability coverage, and covers additional living expenses.
Alaska vs National Average
What Affects Renters Insurance Cost in Alaska?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
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💡 Tips to Save on Renters Insurance in Alaska
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in Alaska Cost Trends (2020–2024)
Prices have increased +18.2% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $22 | — |
| 2021 | $23 | +4.5% |
| 2022 | $24 | +4.3% |
| 2023 | $25 | +4.2% |
| 2024 | $26 | +4.0% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Alaska
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Renters Insurance Cost in Other States
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