How Much Does Renters Insurance Cost in Provo, UT?
Provo pricing is near the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Provo's diversified economy.See our methodology
Renters Insurance Pricing in Provo, UT
Provo offers near-average pricing for renters insurance, making it a reasonable market for this service. The local diversified economy supports a balanced labor pool, and the city's 115K population base ensures you can find multiple qualified providers to compare quotes.
Local climate plays a direct role in renters insurance costs here. High altitude affects HVAC efficiency; dry climate and intense UV degrade exterior surfaces.
Market-specific factors matter in Provo: rapid population growth in many mountain cities has tightened contractor availability.
Provo has moderate permitting requirements. Depending on the scope of your renters insurance project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Provo vs National Average
What Affects Renters Insurance Cost in Provo?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
Provo Market Conditions
rapid population growth in many mountain cities has tightened contractor availability
Local Climate Impact
high altitude affects HVAC efficiency; dry climate and intense UV degrade exterior surfaces
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Top-Rated Renters Insurance Pros in Provo, UT
7 providersPremier Plumbing
⭐ PREMIUMServing Provo and surrounding areas since 2009. Licensed, insured, and committed to quality workmanship at fair prices.
Summit HVAC Solutions
⭐ PREMIUMServing Provo and surrounding areas since 2009. Licensed, insured, and committed to quality workmanship at fair prices.
Summit Electrical
⭐ PREMIUMServing Provo and surrounding areas since 1995. Licensed, insured, and committed to quality workmanship at fair prices.
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Tips to Save on Renters Insurance in Provo
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in Provo Cost Trends (2020–2024)
Prices have increased +25.0% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $16 | — |
| 2021 | $17 | +6.3% |
| 2022 | $18 | +5.9% |
| 2023 | $19 | +5.6% |
| 2024 | $20 | +5.3% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Provo
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Why does renters insurance cost different in Provo than other cities?
Provo's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
Renters Insurance Cost in Nearby Cities
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