How Much Does Renters Insurance Cost in New Hampshire?
New Hampshire pricing is above the national average. Updated for 2024-2025.
Renters Insurance Pricing in New Hampshire
In New Hampshire, the average cost for renters insurance is $22 per month, which is 12% higher than the national average of $20. Most New Hampshire residents pay between $11 and $39.
New Hampshire has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within New Hampshire may be even higher.
Protects belongings, provides liability coverage, and covers additional living expenses.
New Hampshire vs National Average
What Affects Renters Insurance Cost in New Hampshire?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
📐 Renters Insurance in New Hampshire Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Renters Insurance Pros in New Hampshire
5 providersPatriot Restoration
⭐ PREMIUMProudly serving NH since 1993. Licensed, insured, and committed to excellence.
Summit HVAC Solutions
✅ VERIFIEDElite HVAC Solutions
✅ VERIFIEDAre You a Renters Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for renters insurance in New Hampshire.
💡 Tips to Save on Renters Insurance in New Hampshire
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in New Hampshire Cost Trends (2020–2024)
Prices have increased +22.2% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $18 | — |
| 2021 | $19 | +5.6% |
| 2022 | $20 | +5.3% |
| 2023 | $21 | +5.0% |
| 2024 | $22 | +4.8% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in New Hampshire
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Renters Insurance Cost in Other States
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.