How Much Does Renters Insurance Cost in Virginia?
Virginia pricing is near the national average. Updated for 2024-2025.
Renters Insurance Pricing in Virginia
In Virginia, the average cost for renters insurance is $21 per month, which is 5% higher than the national average of $20. Most Virginia residents pay between $11 and $37.
Virginia has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Protects belongings, provides liability coverage, and covers additional living expenses.
Virginia vs National Average
What Affects Renters Insurance Cost in Virginia?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
📐 Renters Insurance in Virginia Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Renters Insurance Pros in Virginia
5 providersReliable Contractors
🏆 SPONSOREDProudly serving VA since 2018. Licensed, insured, and committed to excellence.
Summit HVAC Solutions
⭐ PREMIUMProudly serving VA since 1993. Licensed, insured, and committed to excellence.
Reliable HVAC Solutions
Are You a Renters Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for renters insurance in Virginia.
💡 Tips to Save on Renters Insurance in Virginia
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in Virginia Cost Trends (2020–2024)
Prices have increased +23.5% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $17 | — |
| 2021 | $18 | +5.9% |
| 2022 | $19 | +5.6% |
| 2023 | $20 | +5.3% |
| 2024 | $21 | +5.0% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Virginia
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Renters Insurance Cost in Other States
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.