How Much Does Urgent Care Visit Cost in Chattanooga, TN?
Chattanooga pricing is 15% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Chattanooga's diversified economy.See our methodology
Urgent Care Visit Pricing in Chattanooga, TN
Chattanooga is one of the more affordable markets for urgent care visit, with costs running about 15% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 180K-population metro area is straightforward.
Local climate plays a direct role in urgent care visit costs here. Extreme heat drives heavy HVAC demand; severe storms create periodic repair surges.
Market-specific factors matter in Chattanooga: no state income tax in many Southern states helps keep overall costs lower.
Chattanooga has moderate permitting requirements. Depending on the scope of your urgent care visit project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Chattanooga vs National Average
What Affects Urgent Care Visit Cost in Chattanooga?
Visit Type
Basic visit (cold/flu): $100-$200. X-ray needed: $200-$400. Stitches/casting: $300-$600
With Insurance
Typical copay: $25-$75. Without insurance: $150-$500
Chattanooga Market Conditions
no state income tax in many Southern states helps keep overall costs lower
Local Climate Impact
extreme heat drives heavy HVAC demand; severe storms create periodic repair surges
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Top-Rated Urgent Care Visit Pros in Chattanooga, TN
7 providersPremier Eye Care
⭐ PREMIUMServing Chattanooga and surrounding areas since 1999. Licensed, insured, and committed to quality workmanship at fair prices.
Metro Medical Center
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Tips to Save on Urgent Care Visit in Chattanooga
- 1.Urgent care costs 80-90% less than an ER visit for the same treatment
- 2.Check if your insurance has preferred urgent care networks
- 3.Telehealth visits cost $50-$100 for simple issues like flu or UTI
- 4.Ask about cash-pay pricing if uninsured — often $150-$250 flat rate
📈 Urgent Care Visit in Chattanooga Cost Trends (2020–2024)
Prices have increased +17.2% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $145 | — |
| 2021 | $151 | +4.1% |
| 2022 | $161 | +6.6% |
| 2023 | $165 | +2.5% |
| 2024 | $170 | +3.0% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Urgent Care Visit in Chattanooga
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Frequently Asked Questions
When should I go to urgent care vs the ER?
Urgent care for: sprains, minor cuts, flu, infections, ear pain. ER for: chest pain, difficulty breathing, severe bleeding, head injuries, stroke symptoms.
Why does urgent care visit cost different in Chattanooga than other cities?
Chattanooga's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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