How Much Does Cataract Surgery Cost in Charlotte, NC?
Charlotte pricing is near the national average. Updated for 2026.
Based on local labor rates, humid-subtropical climate conditions, and Charlotte's banking-finance-energy economy.See our methodology
Cataract Surgery Pricing in Charlotte, NC
Charlotte offers near-average pricing for cataract surgery, making it a reasonable market for this service. The local banking-finance-energy economy supports a growing labor pool, and the city's 875K population base ensures you can find multiple qualified providers to compare quotes.
Local climate plays a direct role in cataract surgery costs here. Mild winters but humid summers increase HVAC and pest control demand; occasional ice storms affect trees and roofs.
Market-specific factors matter in Charlotte: rapid growth has increased demand for all home services; banking hub economy supports premium service providers.
Charlotte has moderate permitting requirements. Depending on the scope of your cataract surgery project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Charlotte vs National Average
What Affects Cataract Surgery Cost in Charlotte?
With Insurance
Standard IOL: $500-$1,500 out of pocket. Premium IOL: $2,000-$5,000 out of pocket per eye
Without Insurance
Standard: $3,000-$5,000 per eye. Premium: $4,500-$7,000 per eye
Charlotte Market Conditions
rapid growth has increased demand for all home services; banking hub economy supports premium service providers
Local Climate Impact
mild winters but humid summers increase HVAC and pest control demand; occasional ice storms affect trees and roofs
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Top-Rated Cataract Surgery Pros in Charlotte, NC
7 providersAdvanced Eye Care
⭐ PREMIUMServing Charlotte and surrounding areas since 2013. Licensed, insured, and committed to quality workmanship at fair prices.
Advanced Surgical Center
✅ VERIFIEDValley Medical Center
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Tips to Save on Cataract Surgery in Charlotte
- 1.Standard monofocal IOLs are fully covered by most insurance — you only pay copay and deductible
- 2.Premium IOLs (multifocal, toric) are elective upgrades that cost $1,000-$3,000 extra per eye
- 3.Medicare covers cataract surgery with standard IOLs
- 4.Ask about doing both eyes at the same facility for potential savings
📈 Cataract Surgery in Charlotte Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $3,631 | — |
| 2021 | $3,783 | +4.2% |
| 2022 | $4,029 | +6.5% |
| 2023 | $4,142 | +2.8% |
| 2024 | $4,275 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Cataract Surgery in Charlotte
Recent Reports
Frequently Asked Questions
Is cataract surgery safe?
Yes. It's one of the safest surgeries performed, with a 95%+ success rate. Most patients see significant improvement within days.
Why does cataract surgery cost different in Charlotte than other cities?
Charlotte's costs reflect local labor rates driven by the banking-finance-energy economy, humid-subtropical climate conditions that affect materials and scheduling, and moderate permitting requirements. The growing labor market also influences competitive pricing.
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