How Much Does Cataract Surgery Cost?
Updated for 2026 — national average costs with state-by-state breakdowns
What Does Cataract Surgery Include?
Cataract surgery removes the cloudy natural lens and replaces it with a clear artificial intraocular lens (IOL). It's the most commonly performed surgery in the US with a high success rate.
The national average cost for cataract surgery is $4,500 per eye. Most homeowners pay between $3,000 and $7,000, though costs can vary significantly based on your location, the scope of work, and other factors outlined below.
What Affects the Price?
With Insurance
Standard IOL: $500-$1,500 out of pocket. Premium IOL: $2,000-$5,000 out of pocket per eye
Without Insurance
Standard: $3,000-$5,000 per eye. Premium: $4,500-$7,000 per eye
Key Cost Factors
- ✓Type of IOL (standard vs premium)
- ✓Surgeon experience
- ✓Facility type
- ✓Insurance coverage
- ✓Both eyes vs one
💡 Tips to Save Money
- 1.Standard monofocal IOLs are fully covered by most insurance — you only pay copay and deductible
- 2.Premium IOLs (multifocal, toric) are elective upgrades that cost $1,000-$3,000 extra per eye
- 3.Medicare covers cataract surgery with standard IOLs
- 4.Ask about doing both eyes at the same facility for potential savings
📈 Cataract Surgery Cost Trends (2020–2024)
Prices have increased +17.8% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $3,821 | — |
| 2021 | $3,982 | +4.2% |
| 2022 | $4,241 | +6.5% |
| 2023 | $4,360 | +2.8% |
| 2024 | $4,500 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
Cataract Surgery Cost by State
Costs vary significantly by state due to labor rates, cost of living, and local market conditions. Click any state for a detailed breakdown.
| State | Low | Average | High |
|---|---|---|---|
| Alabama | $2,460 | $3,690 | $5,740 |
| Alaska | $3,840 | $5,760 | $8,960 |
| Arizona | $2,850 | $4,275 | $6,650 |
| Arkansas | $2,400 | $3,600 | $5,600 |
| California | $4,050 | $6,075 | $9,450 |
| Colorado | $3,240 | $4,860 | $7,560 |
| Connecticut | $3,660 | $5,490 | $8,540 |
| Delaware | $3,150 | $4,725 | $7,350 |
| Florida | $2,940 | $4,410 | $6,860 |
| Georgia | $2,700 | $4,050 | $6,300 |
| Hawaii | $4,260 | $6,390 | $9,940 |
| Idaho | $2,760 | $4,140 | $6,440 |
| Illinois | $3,150 | $4,725 | $7,350 |
| Indiana | $2,640 | $3,960 | $6,160 |
| Iowa | $2,580 | $3,870 | $6,020 |
| Kansas | $2,550 | $3,825 | $5,950 |
| Kentucky | $2,520 | $3,780 | $5,880 |
| Louisiana | $2,610 | $3,915 | $6,090 |
| Maine | $3,060 | $4,590 | $7,140 |
| Maryland | $3,450 | $5,175 | $8,050 |
| Massachusetts | $3,900 | $5,850 | $9,100 |
| Michigan | $2,760 | $4,140 | $6,440 |
| Minnesota | $3,060 | $4,590 | $7,140 |
| Mississippi | $2,340 | $3,510 | $5,460 |
| Missouri | $2,610 | $3,915 | $6,090 |
| Montana | $2,850 | $4,275 | $6,650 |
| Nebraska | $2,640 | $3,960 | $6,160 |
| Nevada | $3,060 | $4,590 | $7,140 |
| New Hampshire | $3,360 | $5,040 | $7,840 |
| New Jersey | $3,750 | $5,625 | $8,750 |
| New Mexico | $2,700 | $4,050 | $6,300 |
| New York | $3,960 | $5,940 | $9,240 |
| North Carolina | $2,700 | $4,050 | $6,300 |
| North Dakota | $2,700 | $4,050 | $6,300 |
| Ohio | $2,700 | $4,050 | $6,300 |
| Oklahoma | $2,490 | $3,735 | $5,810 |
| Oregon | $3,300 | $4,950 | $7,700 |
| Pennsylvania | $3,060 | $4,590 | $7,140 |
| Rhode Island | $3,450 | $5,175 | $8,050 |
| South Carolina | $2,610 | $3,915 | $6,090 |
| South Dakota | $2,550 | $3,825 | $5,950 |
| Tennessee | $2,580 | $3,870 | $6,020 |
| Texas | $2,790 | $4,185 | $6,510 |
| Utah | $2,850 | $4,275 | $6,650 |
| Vermont | $3,240 | $4,860 | $7,560 |
| Virginia | $3,150 | $4,725 | $7,350 |
| Washington | $3,450 | $5,175 | $8,050 |
| West Virginia | $2,400 | $3,600 | $5,600 |
| Wisconsin | $2,820 | $4,230 | $6,580 |
| Wyoming | $2,760 | $4,140 | $6,440 |
Frequently Asked Questions
Is cataract surgery safe?
Yes. It's one of the safest surgeries performed, with a 95%+ success rate. Most patients see significant improvement within days.
🏙️ Cataract Surgery Cost by City
Compare cataract surgery costs in the most popular US cities:
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