How Much Does Cataract Surgery Cost in Tampa, FL?
Tampa pricing is near the national average. Updated for 2026.
Based on local labor rates, tropical climate conditions, and Tampa's finance-healthcare-tourism economy.See our methodology
Cataract Surgery Pricing in Tampa, FL
In Tampa, cataract surgery costs are 2% above the national average, reflecting the city's finance-healthcare-tourism-driven economy. The competitive labor market means you have decent options when shopping for quotes. Most residents with a population base of 400K find the pricing competitive relative to the local cost of living.
Local climate plays a direct role in cataract surgery costs here. Hurricane building codes significantly affect construction costs; year-round heat means constant AC demand; high humidity creates persistent moisture issues.
Market-specific factors matter in Tampa: Florida Building Code wind resistance requirements add to costs; lightning capital of the US creates surge protection demand; salt air affects coastal properties.
Tampa has strict permitting requirements. Budget an additional 5-15% for permits, inspections, and code compliance when planning your cataract surgery project. Licensed contractors familiar with local codes can navigate this process efficiently.
Tampa vs National Average
What Affects Cataract Surgery Cost in Tampa?
With Insurance
Standard IOL: $500-$1,500 out of pocket. Premium IOL: $2,000-$5,000 out of pocket per eye
Without Insurance
Standard: $3,000-$5,000 per eye. Premium: $4,500-$7,000 per eye
Tampa Market Conditions
Florida Building Code wind resistance requirements add to costs; lightning capital of the US creates surge protection demand; salt air affects coastal properties
Local Climate Impact
hurricane building codes significantly affect construction costs; year-round heat means constant AC demand; high humidity creates persistent moisture issues
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Top-Rated Cataract Surgery Pros in Tampa, FL
5 providersSummit Eye Care
🏆 SPONSOREDServing Tampa and surrounding areas since 2022. Licensed, insured, and committed to quality workmanship at fair prices.
Lakeside Health Associates
⭐ PREMIUMServing Tampa and surrounding areas since 2013. Licensed, insured, and committed to quality workmanship at fair prices.
Advanced Wellness Clinic
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Tips to Save on Cataract Surgery in Tampa
- 1.Standard monofocal IOLs are fully covered by most insurance — you only pay copay and deductible
- 2.Premium IOLs (multifocal, toric) are elective upgrades that cost $1,000-$3,000 extra per eye
- 3.Medicare covers cataract surgery with standard IOLs
- 4.Ask about doing both eyes at the same facility for potential savings
- 5.In Tampa, verify your contractor handles local permits — the permitting process here is more involved than average and DIY permit applications can cause delays.
📈 Cataract Surgery in Tampa Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $3,899 | — |
| 2021 | $4,063 | +4.2% |
| 2022 | $4,327 | +6.5% |
| 2023 | $4,448 | +2.8% |
| 2024 | $4,590 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Cataract Surgery in Tampa
Recent Reports
Frequently Asked Questions
Is cataract surgery safe?
Yes. It's one of the safest surgeries performed, with a 95%+ success rate. Most patients see significant improvement within days.
Why does cataract surgery cost different in Tampa than other cities?
Tampa's costs reflect local labor rates driven by the finance-healthcare-tourism economy, tropical climate conditions that affect materials and scheduling, and strict permitting requirements. The competitive labor market also influences competitive pricing.
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