How Much Does Cataract Surgery Cost in Fargo, ND?
Fargo pricing is 15% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Fargo's diversified economy.See our methodology
Cataract Surgery Pricing in Fargo, ND
Fargo is one of the more affordable markets for cataract surgery, with costs running about 15% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 125K-population metro area is straightforward.
Local climate plays a direct role in cataract surgery costs here. Harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations.
Market-specific factors matter in Fargo: moderate cost of living keeps contractor rates affordable.
Fargo has moderate permitting requirements. Depending on the scope of your cataract surgery project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Fargo vs National Average
What Affects Cataract Surgery Cost in Fargo?
With Insurance
Standard IOL: $500-$1,500 out of pocket. Premium IOL: $2,000-$5,000 out of pocket per eye
Without Insurance
Standard: $3,000-$5,000 per eye. Premium: $4,500-$7,000 per eye
Fargo Market Conditions
moderate cost of living keeps contractor rates affordable
Local Climate Impact
harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations
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Top-Rated Cataract Surgery Pros in Fargo, ND
7 providersGentle Care Health Associates
✅ VERIFIEDSummit Family Medicine
Modern Health Associates
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Tips to Save on Cataract Surgery in Fargo
- 1.Standard monofocal IOLs are fully covered by most insurance — you only pay copay and deductible
- 2.Premium IOLs (multifocal, toric) are elective upgrades that cost $1,000-$3,000 extra per eye
- 3.Medicare covers cataract surgery with standard IOLs
- 4.Ask about doing both eyes at the same facility for potential savings
📈 Cataract Surgery in Fargo Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $3,249 | — |
| 2021 | $3,385 | +4.2% |
| 2022 | $3,605 | +6.5% |
| 2023 | $3,706 | +2.8% |
| 2024 | $3,825 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Cataract Surgery in Fargo
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Frequently Asked Questions
Is cataract surgery safe?
Yes. It's one of the safest surgeries performed, with a 95%+ success rate. Most patients see significant improvement within days.
Why does cataract surgery cost different in Fargo than other cities?
Fargo's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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