How Much Does Cataract Surgery Cost in Waco, TX?
Waco pricing is 18% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Waco's diversified economy.See our methodology
Cataract Surgery Pricing in Waco, TX
Waco is one of the more affordable markets for cataract surgery, with costs running about 18% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 140K-population metro area is straightforward.
Local climate plays a direct role in cataract surgery costs here. Extreme heat drives heavy HVAC demand; severe storms create periodic repair surges.
Market-specific factors matter in Waco: no state income tax in many Southern states helps keep overall costs lower.
Waco has moderate permitting requirements. Depending on the scope of your cataract surgery project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Waco vs National Average
What Affects Cataract Surgery Cost in Waco?
With Insurance
Standard IOL: $500-$1,500 out of pocket. Premium IOL: $2,000-$5,000 out of pocket per eye
Without Insurance
Standard: $3,000-$5,000 per eye. Premium: $4,500-$7,000 per eye
Waco Market Conditions
no state income tax in many Southern states helps keep overall costs lower
Local Climate Impact
extreme heat drives heavy HVAC demand; severe storms create periodic repair surges
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Top-Rated Cataract Surgery Pros in Waco, TX
4 providersModern Eye Care
⭐ PREMIUMServing Waco and surrounding areas since 1999. Licensed, insured, and committed to quality workmanship at fair prices.
Summit Medical Center
Lakeside Wellness Clinic
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Tips to Save on Cataract Surgery in Waco
- 1.Standard monofocal IOLs are fully covered by most insurance — you only pay copay and deductible
- 2.Premium IOLs (multifocal, toric) are elective upgrades that cost $1,000-$3,000 extra per eye
- 3.Medicare covers cataract surgery with standard IOLs
- 4.Ask about doing both eyes at the same facility for potential savings
📈 Cataract Surgery in Waco Cost Trends (2020–2024)
Prices have increased +17.7% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $3,135 | — |
| 2021 | $3,267 | +4.2% |
| 2022 | $3,479 | +6.5% |
| 2023 | $3,576 | +2.8% |
| 2024 | $3,690 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Cataract Surgery in Waco
Recent Reports
Frequently Asked Questions
Is cataract surgery safe?
Yes. It's one of the safest surgeries performed, with a 95%+ success rate. Most patients see significant improvement within days.
Why does cataract surgery cost different in Waco than other cities?
Waco's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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