How Much Does Health Insurance Cost in Arkansas?
Arkansas pricing is below the national average. Updated for 2026.
Health Insurance Pricing in Arkansas
In Arkansas, the average cost for health insurance is $360 per month (individual), which is 20% lower than the national average of $450. Most Arkansas residents pay between $160 and $640.
Arkansas benefits from a lower cost of living than many states, resulting in more affordable pricing for health insurance. This makes it one of the more budget-friendly states for this service.
Health insurance costs vary based on plan type, coverage level, age, location, and whether you receive subsidies through the ACA marketplace.
Arkansas vs National Average
What Affects Health Insurance Cost in Arkansas?
Plan Tier
Bronze: $250-$400/mo. Silver: $350-$550/mo. Gold: $450-$700/mo. Platinum: $550-$800/mo
Age
26-year-old: $250-$400. 40-year-old: $350-$550. 60-year-old: $600-$1,000
📐 Health Insurance in Arkansas Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Health Insurance Pros in Arkansas
5 providersElite Roofing & Siding
⭐ PREMIUMProudly serving AR since 2014. Licensed, insured, and committed to excellence.
Apex Roofing & Siding
⭐ PREMIUMProudly serving AR since 2020. Licensed, insured, and committed to excellence.
Elite Roofing & Siding
Are You a Health Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for health insurance in Arkansas.
💡 Tips to Save on Health Insurance in Arkansas
- 1.Check ACA marketplace for subsidies — most people qualify
- 2.Higher deductible plans have lower premiums if you're healthy
- 3.Compare plans during open enrollment
- 4.Use HSA-eligible plans to save pre-tax dollars
📈 Health Insurance in Arkansas Cost Trends (2022–2026)
Prices have increased +18.0% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2022 | $305 | — |
| 2023 | $318 | +4.3% |
| 2024 | $339 | +6.6% |
| 2025 | $349 | +2.9% |
| 2026 | $360 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Health Insurance in Arkansas
Recent Reports
Frequently Asked Questions
What's the cheapest health insurance?
Catastrophic plans are cheapest ($150-$250/mo) but only available to those under 30. Otherwise, Bronze plans are the most affordable.
Health Insurance Cost in Other States
Related Cost Guides for Arkansas
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.