How Much Does Health Insurance Cost in Alaska?
Alaska pricing is above the national average. Updated for 2024.
Health Insurance Pricing in Alaska
In Alaska, the average cost for health insurance is $576 per month (individual), which is 28% higher than the national average of $450. Most Alaska residents pay between $256 and $1,024.
Alaska has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within Alaska may be even higher.
Health insurance costs vary based on plan type, coverage level, age, location, and whether you receive subsidies through the ACA marketplace.
Alaska vs National Average
What Affects Health Insurance Cost in Alaska?
Plan Tier
Bronze: $250-$400/mo. Silver: $350-$550/mo. Gold: $450-$700/mo. Platinum: $550-$800/mo
Age
26-year-old: $250-$400. 40-year-old: $350-$550. 60-year-old: $600-$1,000
💡 Tips to Save on Health Insurance in Alaska
- 1.Check ACA marketplace for subsidies — most people qualify
- 2.Higher deductible plans have lower premiums if you're healthy
- 3.Compare plans during open enrollment
- 4.Use HSA-eligible plans to save pre-tax dollars
Frequently Asked Questions
What's the cheapest health insurance?
Catastrophic plans are cheapest ($150-$250/mo) but only available to those under 30. Otherwise, Bronze plans are the most affordable.