How Much Does Health Insurance Cost in Kansas?
Kansas pricing is below the national average. Updated for 2026.
Health Insurance Pricing in Kansas
In Kansas, the average cost for health insurance is $383 per month (individual), which is 15% lower than the national average of $450. Most Kansas residents pay between $170 and $680.
Kansas benefits from a lower cost of living than many states, resulting in more affordable pricing for health insurance. This makes it one of the more budget-friendly states for this service.
Health insurance costs vary based on plan type, coverage level, age, location, and whether you receive subsidies through the ACA marketplace.
Kansas vs National Average
What Affects Health Insurance Cost in Kansas?
Plan Tier
Bronze: $250-$400/mo. Silver: $350-$550/mo. Gold: $450-$700/mo. Platinum: $550-$800/mo
Age
26-year-old: $250-$400. 40-year-old: $350-$550. 60-year-old: $600-$1,000
📐 Health Insurance in Kansas Cost Calculator
Get a personalized estimate based on your project details
Compare Insurance Rates
See how much you could save with free quotes from top carriers.
Top-Rated Health Insurance Pros in Kansas
5 providersSummit Property Services
⭐ PREMIUMProudly serving KS since 2000. Licensed, insured, and committed to excellence.
All-Pro Roofing & Siding
Heritage Electrical
Are You a Health Insurance Professional?
Get listed on CostWhale and reach thousands of customers searching for health insurance in Kansas.
💡 Tips to Save on Health Insurance in Kansas
- 1.Check ACA marketplace for subsidies — most people qualify
- 2.Higher deductible plans have lower premiums if you're healthy
- 3.Compare plans during open enrollment
- 4.Use HSA-eligible plans to save pre-tax dollars
📈 Health Insurance in Kansas Cost Trends (2022–2026)
Prices have increased +17.8% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2022 | $325 | — |
| 2023 | $339 | +4.3% |
| 2024 | $361 | +6.5% |
| 2025 | $371 | +2.8% |
| 2026 | $383 | +3.2% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Health Insurance in Kansas
Recent Reports
Frequently Asked Questions
What's the cheapest health insurance?
Catastrophic plans are cheapest ($150-$250/mo) but only available to those under 30. Otherwise, Bronze plans are the most affordable.
Health Insurance Cost in Other States
Related Cost Guides for Kansas
🔍 Compare Insurance Rates
See how much you could save. Compare quotes from top insurance companies in minutes.
* CostWhale may earn a commission. This doesn't affect our pricing data or recommendations.
💰 Get Weekly Cost-Saving Tips
Join 10,000+ smart homeowners. Unsubscribe anytime.