How Much Does IVF (In Vitro Fertilization) Cost in New York City, NY?

New York City pricing is 45% above the national average. Updated for 2026.

Based on local labor rates, humid-continental climate conditions, and New York City's finance-media-tech economy.See our methodology

Low End
$17,400
Average
$26,100
High End
$36,250
per cycle
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IVF (In Vitro Fertilization) Pricing in New York City, NY

New York City is a high-cost market where ivf (in vitro fertilization) runs about 45% above the national average. The city's finance-media-tech economy supports higher wages, which translates to elevated contractor rates. With a population of 8.3M, competition among providers exists but demand keeps prices firm.

Local climate plays a direct role in ivf (in vitro fertilization) costs here. Harsh winters increase heating costs and seasonal pricing for outdoor work.

Market-specific factors matter in New York City: NYC contractor licensing requirements add overhead; Manhattan costs 20-40% more than outer boroughs.

New York City has strict permitting requirements. Budget an additional 5-15% for permits, inspections, and code compliance when planning your ivf (in vitro fertilization) project. Licensed contractors familiar with local codes can navigate this process efficiently.

New York City vs National Average

New York City Average
$26,100
National Average
$18,000
Difference
+45%
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What Affects IVF (In Vitro Fertilization) Cost in New York City?

Base Cycle

Clinic fees: $8,000-$13,000. Medications: $3,000-$6,000. Monitoring: $1,000-$3,000

Add-Ons

PGT genetic testing: $3,000-$6,000. ICSI: $1,500-$2,500. Embryo freezing: $500-$1,000/year storage

Donor Costs

Donor eggs: add $20,000-$35,000. Donor sperm: add $500-$1,000. Gestational carrier: add $50,000-$100,000+

New York City Market Conditions

NYC contractor licensing requirements add overhead; Manhattan costs 20-40% more than outer boroughs

Local Climate Impact

harsh winters increase heating costs and seasonal pricing for outdoor work

๐Ÿ“ IVF (In Vitro Fertilization) in New York City Cost Calculator

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Top-Rated IVF (In Vitro Fertilization) Pros in New York City, NY

4 providers

Gentle Care Dental Group

โœ… VERIFIED
โ˜…โ˜…โ˜…โ˜…โ˜…4.5(42 reviews)
๐Ÿ“ 188 Oak Ave, New York City, NY๐Ÿ—๏ธ Since 2017
โœ“ Licensedโœ“ Insuredโšก Usually responds in 4 hours

Valley Family Medicine

โ˜…โ˜…โ˜…โ˜…โ˜…4.7(119 reviews)
๐Ÿ“ 683 Business Park Dr, New York City, NY๐Ÿ—๏ธ Since 2001
โœ“ InsuredBBB: A+

Gentle Care Dental Arts

โ˜…โ˜…โ˜…โ˜…โ˜…4.4(116 reviews)
๐Ÿ“ 284 Commerce Dr, New York City, NY๐Ÿ—๏ธ Since 2005
โœ“ Licensedโœ“ InsuredBBB: A

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Tips to Save on IVF (In Vitro Fertilization) in New York City

  • 1.Check if your state mandates IVF insurance coverage โ€” 20 states have fertility coverage laws
  • 2.Multi-cycle packages save 20-40% vs paying per cycle
  • 3.Shared risk (refund) programs return 70-100% of fees if treatment doesn't result in live birth
  • 4.Fertility grants and financing (Prosper, CapexMD) can help with costs
  • 5.In New York City, verify your contractor handles local permits โ€” the permitting process here is more involved than average and DIY permit applications can cause delays.
  • 6.New York City has a strong union labor market. While rates may be higher, union contractors typically carry better insurance and offer workmanship guarantees.
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๐Ÿ“ˆ IVF (In Vitro Fertilization) in New York City Cost Trends (2020โ€“2024)

Prices have increased +17.7% over the last 5 years

$22,169
2020
$23,100
2021
$24,602
2022
$25,291
2023
$26,100
2024
YearNational AvgYoY Change
2020$22,169โ€”
2021$23,100+4.2%
2022$24,602+6.5%
2023$25,291+2.8%
2024$26,100+3.2%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for IVF (In Vitro Fertilization) in New York City

$27,109
Avg Reported
$18,976
Lowest Reported
$39,308
Highest Reported

Recent Reports

$21,445
Dallas, TX ยท Jan 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$26,529
Chicago, IL ยท Feb 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$24,162
Phoenix, AZ ยท Mar 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$32,078
Denver, CO ยท Apr 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$24,967
Atlanta, GA ยท May 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$35,324
Seattle, WA ยท Jun 2024
โ˜…โ˜…โ˜…โ˜…โ˜…

Frequently Asked Questions

What is the success rate of IVF?

Success rates depend heavily on age. Under 35: 40-50% live birth rate per cycle. Ages 35-37: 30-40%. Ages 38-40: 20-30%. Over 40: 10-15%. Using donor eggs significantly increases success at any age.

How many IVF cycles does it take?

About 33% of patients succeed on the first cycle. Cumulative success after 3 cycles is 50-70%. Most clinics recommend up to 3-6 cycles before considering alternatives. Each cycle takes about 4-6 weeks.

Why does ivf (in vitro fertilization) cost different in New York City than other cities?

New York City's costs reflect local labor rates driven by the finance-media-tech economy, humid-continental climate conditions that affect materials and scheduling, and strict permitting requirements. The union-heavy labor market also influences competitive pricing.

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