How Much Does Pet Insurance Cost in Colorado?
Colorado pricing is near the national average. Updated for 2024-2025.
Pet Insurance Pricing in Colorado
In Colorado, the average cost for pet insurance is $54 per month, which is 8% higher than the national average of $50. Most Colorado residents pay between $22 and $108.
Colorado has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Pet insurance costs depend on species, breed, age, and coverage level.
Colorado vs National Average
What Affects Pet Insurance Cost in Colorado?
Species
Dogs: $30-$100/mo; cats: $15-$50/mo
Breed
Large/purebred cost 30-60% more
Age
Premiums increase 10-20%/year
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💡 Tips to Save on Pet Insurance in Colorado
- 1.Enroll young
- 2.Higher deductible lowers premiums
- 3.Compare 5+ providers
- 4.Skip wellness add-ons
📈 Pet Insurance in Colorado Cost Trends (2020–2024)
Prices have increased +17.4% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $46 | — |
| 2021 | $48 | +4.3% |
| 2022 | $51 | +6.3% |
| 2023 | $52 | +2.0% |
| 2024 | $54 | +3.8% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Pet Insurance in Colorado
Recent Reports
Frequently Asked Questions
Worth it?
Yes for emergencies. One surgery can cost $3,000-$10,000.
What is covered?
Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.
Pet Insurance Cost in Other States
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