How Much Does Pet Insurance Cost in Hawaii?
Hawaii pricing is above the national average. Updated for 2024-2025.
Pet Insurance Pricing in Hawaii
In Hawaii, the average cost for pet insurance is $71 per month, which is 42% higher than the national average of $50. Most Hawaii residents pay between $28 and $142.
Hawaii has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within Hawaii may be even higher.
Pet insurance costs depend on species, breed, age, and coverage level.
Hawaii vs National Average
What Affects Pet Insurance Cost in Hawaii?
Species
Dogs: $30-$100/mo; cats: $15-$50/mo
Breed
Large/purebred cost 30-60% more
Age
Premiums increase 10-20%/year
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Top-Rated Pet Insurance Pros in Hawaii
5 providersSummit HVAC Solutions
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💡 Tips to Save on Pet Insurance in Hawaii
- 1.Enroll young
- 2.Higher deductible lowers premiums
- 3.Compare 5+ providers
- 4.Skip wellness add-ons
📈 Pet Insurance in Hawaii Cost Trends (2020–2024)
Prices have increased +18.3% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $60 | — |
| 2021 | $63 | +5.0% |
| 2022 | $67 | +6.3% |
| 2023 | $69 | +3.0% |
| 2024 | $71 | +2.9% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Pet Insurance in Hawaii
Recent Reports
Frequently Asked Questions
Worth it?
Yes for emergencies. One surgery can cost $3,000-$10,000.
What is covered?
Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.
Pet Insurance Cost in Other States
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