How Much Does Pet Insurance Cost in South Dakota?
South Dakota pricing is below the national average. Updated for 2024-2025.
Pet Insurance Pricing in South Dakota
In South Dakota, the average cost for pet insurance is $43 per month, which is 15% lower than the national average of $50. Most South Dakota residents pay between $17 and $85.
South Dakota benefits from a lower cost of living than many states, resulting in more affordable pricing for pet insurance. This makes it one of the more budget-friendly states for this service.
Pet insurance costs depend on species, breed, age, and coverage level.
South Dakota vs National Average
What Affects Pet Insurance Cost in South Dakota?
Species
Dogs: $30-$100/mo; cats: $15-$50/mo
Breed
Large/purebred cost 30-60% more
Age
Premiums increase 10-20%/year
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💡 Tips to Save on Pet Insurance in South Dakota
- 1.Enroll young
- 2.Higher deductible lowers premiums
- 3.Compare 5+ providers
- 4.Skip wellness add-ons
📈 Pet Insurance in South Dakota Cost Trends (2020–2024)
Prices have increased +19.4% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $36 | — |
| 2021 | $38 | +5.6% |
| 2022 | $41 | +7.9% |
| 2023 | $42 | +2.4% |
| 2024 | $43 | +2.4% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Pet Insurance in South Dakota
Recent Reports
Frequently Asked Questions
Worth it?
Yes for emergencies. One surgery can cost $3,000-$10,000.
What is covered?
Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.
Pet Insurance Cost in Other States
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