How Much Does Pet Insurance Cost in Montana?

Montana pricing is near the national average. Updated for 2024-2025.

Low End
$19
Average
$48
High End
$95
per month
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Pet Insurance Pricing in Montana

In Montana, the average cost for pet insurance is $48 per month, which is 5% lower than the national average of $50. Most Montana residents pay between $19 and $95.

Montana has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.

Pet insurance costs depend on species, breed, age, and coverage level.

Montana vs National Average

Montana Average
$48
National Average
$50
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What Affects Pet Insurance Cost in Montana?

Species

Dogs: $30-$100/mo; cats: $15-$50/mo

Breed

Large/purebred cost 30-60% more

Age

Premiums increase 10-20%/year

๐Ÿ“ Pet Insurance in Montana Cost Calculator

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Top-Rated Pet Insurance Pros in Montana

5 providers

First Choice Restoration

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4.6(87 reviews)
๐Ÿ“ Serving all of MT๐Ÿ—๏ธ Since 2007
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 3 hours

Proudly serving MT since 2007. Licensed, insured, and committed to excellence.

Patriot Contractors

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4.5(101 reviews)
๐Ÿ“ Serving all of MT๐Ÿ—๏ธ Since 2001
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 4 hours

Proudly serving MT since 2001. Licensed, insured, and committed to excellence.

Patriot Roofing & Siding

โœ… VERIFIED
โ˜…โ˜…โ˜…โ˜…โ˜…4.5(21 reviews)
๐Ÿ“ Serving all of MT๐Ÿ—๏ธ Since 2002
โœ“ Licensedโœ“ InsuredBBB: Aโšก Usually responds in 2 hours

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๐Ÿ’ก Tips to Save on Pet Insurance in Montana

  • 1.Enroll young
  • 2.Higher deductible lowers premiums
  • 3.Compare 5+ providers
  • 4.Skip wellness add-ons
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๐Ÿ“ˆ Pet Insurance in Montana Cost Trends (2020โ€“2024)

Prices have increased +17.1% over the last 5 years

$41
2020
$43
2021
$46
2022
$47
2023
$48
2024
YearNational AvgYoY Change
2020$41โ€”
2021$43+4.9%
2022$46+7.0%
2023$47+2.2%
2024$48+2.1%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for Pet Insurance in Montana

$47
Avg Reported
$33
Lowest Reported
$68
Highest Reported

Recent Reports

$40
Dallas, TX ยท Jan 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$53
Chicago, IL ยท Feb 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$51
Phoenix, AZ ยท Mar 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$50
Denver, CO ยท Apr 2024
โ˜…โ˜…โ˜…โ˜…โ˜…
$41
Atlanta, GA ยท May 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$55
Seattle, WA ยท Jun 2024
โ˜…โ˜…โ˜…โ˜…โ˜…

Frequently Asked Questions

Worth it?

Yes for emergencies. One surgery can cost $3,000-$10,000.

What is covered?

Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.

Pet Insurance Cost in Other States

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