How Much Does Pet Insurance Cost in North Carolina?
North Carolina pricing is near the national average. Updated for 2024-2025.
Pet Insurance Pricing in North Carolina
In North Carolina, the average cost for pet insurance is $45 per month, which is 10% lower than the national average of $50. Most North Carolina residents pay between $18 and $90.
North Carolina has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Pet insurance costs depend on species, breed, age, and coverage level.
North Carolina vs National Average
What Affects Pet Insurance Cost in North Carolina?
Species
Dogs: $30-$100/mo; cats: $15-$50/mo
Breed
Large/purebred cost 30-60% more
Age
Premiums increase 10-20%/year
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💡 Tips to Save on Pet Insurance in North Carolina
- 1.Enroll young
- 2.Higher deductible lowers premiums
- 3.Compare 5+ providers
- 4.Skip wellness add-ons
📈 Pet Insurance in North Carolina Cost Trends (2020–2024)
Prices have increased +18.4% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $38 | — |
| 2021 | $40 | +5.3% |
| 2022 | $43 | +7.5% |
| 2023 | $44 | +2.3% |
| 2024 | $45 | +2.3% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Pet Insurance in North Carolina
Recent Reports
Frequently Asked Questions
Worth it?
Yes for emergencies. One surgery can cost $3,000-$10,000.
What is covered?
Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.
Pet Insurance Cost in Other States
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