How Much Does Pet Insurance Cost in North Dakota?

North Dakota pricing is near the national average. Updated for 2024-2025.

Low End
$18
Average
$45
High End
$90
per month
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Pet Insurance Pricing in North Dakota

In North Dakota, the average cost for pet insurance is $45 per month, which is 10% lower than the national average of $50. Most North Dakota residents pay between $18 and $90.

North Dakota has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.

Pet insurance costs depend on species, breed, age, and coverage level.

North Dakota vs National Average

North Dakota Average
$45
National Average
$50
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What Affects Pet Insurance Cost in North Dakota?

Species

Dogs: $30-$100/mo; cats: $15-$50/mo

Breed

Large/purebred cost 30-60% more

Age

Premiums increase 10-20%/year

๐Ÿ“ Pet Insurance in North Dakota Cost Calculator

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Top-Rated Pet Insurance Pros in North Dakota

5 providers

Summit HVAC Solutions

๐Ÿ† SPONSORED
โ˜…โ˜…โ˜…โ˜…โ˜…4.1(66 reviews)
๐Ÿ“ Serving all of ND๐Ÿ—๏ธ Since 2017
โœ“ Licensedโœ“ InsuredBBB: A+โšก Usually responds in 1 hours

Proudly serving ND since 2017. Licensed, insured, and committed to excellence.

First Choice Home Services

๐Ÿ† SPONSORED
โ˜…โ˜…โ˜…โ˜…โ˜…4(189 reviews)
๐Ÿ“ Serving all of ND๐Ÿ—๏ธ Since 1997
โœ“ Licensedโœ“ InsuredBBB: A+โšก Usually responds in 1 hours

Proudly serving ND since 1997. Licensed, insured, and committed to excellence.

Patriot HVAC Solutions

โญ PREMIUM
โ˜…โ˜…โ˜…โ˜…โ˜…4.7(106 reviews)
๐Ÿ“ Serving all of ND๐Ÿ—๏ธ Since 2012
โœ“ Licensedโœ“ InsuredBBB: A+โšก Usually responds in 3 hours

Proudly serving ND since 2012. Licensed, insured, and committed to excellence.

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๐Ÿ’ก Tips to Save on Pet Insurance in North Dakota

  • 1.Enroll young
  • 2.Higher deductible lowers premiums
  • 3.Compare 5+ providers
  • 4.Skip wellness add-ons
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๐Ÿ“ˆ Pet Insurance in North Dakota Cost Trends (2020โ€“2024)

Prices have increased +18.4% over the last 5 years

$38
2020
$40
2021
$43
2022
$44
2023
$45
2024
YearNational AvgYoY Change
2020$38โ€”
2021$40+5.3%
2022$43+7.5%
2023$44+2.3%
2024$45+2.3%

Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.

๐Ÿ’ฌ What Did You Pay?

Real costs reported by homeowners for Pet Insurance in North Dakota

$47
Avg Reported
$33
Lowest Reported
$68
Highest Reported

Recent Reports

$37
Dallas, TX ยท Jan 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$55
Chicago, IL ยท Feb 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$43
Phoenix, AZ ยท Mar 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$44
Denver, CO ยท Apr 2024
โ˜…โ˜…โ˜…โ˜†โ˜†
$45
Atlanta, GA ยท May 2024
โ˜…โ˜…โ˜…โ˜…โ˜†
$58
Seattle, WA ยท Jun 2024
โ˜…โ˜…โ˜…โ˜†โ˜†

Frequently Asked Questions

Worth it?

Yes for emergencies. One surgery can cost $3,000-$10,000.

What is covered?

Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.

Pet Insurance Cost in Other States

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