How Much Does Pet Insurance Cost in Washington?
Washington pricing is above the national average. Updated for 2024-2025.
Pet Insurance Pricing in Washington
In Washington, the average cost for pet insurance is $57 per month, which is 15% higher than the national average of $50. Most Washington residents pay between $23 and $115.
Washington has a higher cost of living than most states, which translates to higher labor rates and material costs. Urban areas within Washington may be even higher.
Pet insurance costs depend on species, breed, age, and coverage level.
Washington vs National Average
What Affects Pet Insurance Cost in Washington?
Species
Dogs: $30-$100/mo; cats: $15-$50/mo
Breed
Large/purebred cost 30-60% more
Age
Premiums increase 10-20%/year
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Top-Rated Pet Insurance Pros in Washington
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💡 Tips to Save on Pet Insurance in Washington
- 1.Enroll young
- 2.Higher deductible lowers premiums
- 3.Compare 5+ providers
- 4.Skip wellness add-ons
📈 Pet Insurance in Washington Cost Trends (2020–2024)
Prices have increased +16.3% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $49 | — |
| 2021 | $51 | +4.1% |
| 2022 | $54 | +5.9% |
| 2023 | $55 | +1.9% |
| 2024 | $57 | +3.6% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Pet Insurance in Washington
Recent Reports
Frequently Asked Questions
Worth it?
Yes for emergencies. One surgery can cost $3,000-$10,000.
What is covered?
Accidents, illnesses, surgeries, cancer, sometimes hereditary conditions.
Pet Insurance Cost in Other States
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