How Much Does Physical Therapy Cost?
Updated for 2026 — national average costs with state-by-state breakdowns
What Does Physical Therapy Include?
Physical therapy sessions help restore mobility, strength, and function after injuries, surgeries, or chronic conditions. Most treatment plans involve 1-3 sessions per week over several weeks.
The national average cost for physical therapy is $150 per session. Most homeowners pay between $75 and $350, though costs can vary significantly based on your location, the scope of work, and other factors outlined below.
What Affects the Price?
Setting
Private clinic: $100-$350. Hospital-based: $150-$500. Home health: $200-$400
Insurance
With insurance: $20-$75 copay. Without: $100-$350 per session
Total Cost
Typical 12-session treatment plan: $1,200-$4,000 without insurance
Key Cost Factors
- ✓Type of therapy
- ✓Number of sessions
- ✓Insurance coverage
- ✓Clinic type
- ✓Condition being treated
💡 Tips to Save Money
- 1.Use in-network clinics
- 2.Ask how many sessions are covered by your plan before starting
- 3.Do prescribed home exercises to reduce total sessions needed
- 4.Consider university clinics for lower rates
📈 Physical Therapy Cost Trends (2022–2026)
Prices have increased +18.1% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2022 | $127 | — |
| 2023 | $132 | +3.9% |
| 2024 | $141 | +6.8% |
| 2025 | $145 | +2.8% |
| 2026 | $150 | +3.4% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
Physical Therapy Cost by State
Costs vary significantly by state due to labor rates, cost of living, and local market conditions. Click any state for a detailed breakdown.
| State | Low | Average | High |
|---|---|---|---|
| Alabama | $61 | $123 | $287 |
| Alaska | $96 | $192 | $448 |
| Arizona | $71 | $143 | $333 |
| Arkansas | $60 | $120 | $280 |
| California | $101 | $203 | $473 |
| Colorado | $81 | $162 | $378 |
| Connecticut | $92 | $183 | $427 |
| Delaware | $79 | $158 | $368 |
| District of Columbia | $94 | $188 | $438 |
| Florida | $74 | $147 | $343 |
| Georgia | $68 | $135 | $315 |
| Hawaii | $107 | $213 | $497 |
| Idaho | $69 | $138 | $322 |
| Illinois | $79 | $158 | $368 |
| Indiana | $66 | $132 | $308 |
| Iowa | $65 | $129 | $301 |
| Kansas | $64 | $128 | $298 |
| Kentucky | $63 | $126 | $294 |
| Louisiana | $65 | $131 | $305 |
| Maine | $77 | $153 | $357 |
| Maryland | $86 | $173 | $402 |
| Massachusetts | $98 | $195 | $455 |
| Michigan | $69 | $138 | $322 |
| Minnesota | $77 | $153 | $357 |
| Mississippi | $59 | $117 | $273 |
| Missouri | $65 | $131 | $305 |
| Montana | $71 | $143 | $333 |
| Nebraska | $66 | $132 | $308 |
| Nevada | $77 | $153 | $357 |
| New Hampshire | $84 | $168 | $392 |
| New Jersey | $94 | $188 | $438 |
| New Mexico | $68 | $135 | $315 |
| New York | $99 | $198 | $462 |
| North Carolina | $68 | $135 | $315 |
| North Dakota | $68 | $135 | $315 |
| Ohio | $68 | $135 | $315 |
| Oklahoma | $62 | $125 | $291 |
| Oregon | $83 | $165 | $385 |
| Pennsylvania | $77 | $153 | $357 |
| Rhode Island | $86 | $173 | $402 |
| South Carolina | $65 | $131 | $305 |
| South Dakota | $64 | $128 | $298 |
| Tennessee | $65 | $129 | $301 |
| Texas | $70 | $140 | $326 |
| Utah | $71 | $143 | $333 |
| Vermont | $81 | $162 | $378 |
| Virginia | $79 | $158 | $368 |
| Washington | $86 | $173 | $402 |
| West Virginia | $60 | $120 | $280 |
| Wisconsin | $71 | $141 | $329 |
| Wyoming | $69 | $138 | $322 |
Frequently Asked Questions
How many PT sessions will I need?
Most treatment plans run 6-12 weeks with 2-3 sessions per week. Post-surgical recovery may require more.
Does insurance cover physical therapy?
Most health insurance covers PT with a referral, though plans vary in the number of sessions covered per year.
🏙️ Physical Therapy Cost by City
Compare physical therapy costs in the most popular US cities:
View all 219 cities →
Related Cost Guides
💬 What Did You Pay?
Real costs reported by homeowners for Physical Therapy
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