How Much Does Physical Therapy Cost in Duluth, MN?
Duluth pricing is 12% below the national average. Updated for 2026.
Based on local labor rates, varied climate conditions, and Duluth's diversified economy.See our methodology
Physical Therapy Pricing in Duluth, MN
Duluth is one of the more affordable markets for physical therapy, with costs running about 12% below the national average. The city's diversified economy and balanced labor market create favorable conditions for competitive pricing. Getting multiple quotes from the 90K-population metro area is straightforward.
Local climate plays a direct role in physical therapy costs here. Harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations.
Market-specific factors matter in Duluth: moderate cost of living keeps contractor rates affordable.
Duluth has moderate permitting requirements. Depending on the scope of your physical therapy project, you may need local permits. A licensed contractor will handle the permitting process as part of the job in most cases.
Duluth vs National Average
What Affects Physical Therapy Cost in Duluth?
Setting
Private clinic: $100-$350. Hospital-based: $150-$500. Home health: $200-$400
Insurance
With insurance: $20-$75 copay. Without: $100-$350 per session
Total Cost
Typical 12-session treatment plan: $1,200-$4,000 without insurance
Duluth Market Conditions
moderate cost of living keeps contractor rates affordable
Local Climate Impact
harsh winters and hot summers mean year-round service needs; freeze-thaw cycles affect foundations
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Top-Rated Physical Therapy Pros in Duluth, MN
4 providersBright Smile Eye Care
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Tips to Save on Physical Therapy in Duluth
- 1.Use in-network clinics
- 2.Ask how many sessions are covered by your plan before starting
- 3.Do prescribed home exercises to reduce total sessions needed
- 4.Consider university clinics for lower rates
📈 Physical Therapy in Duluth Cost Trends (2020–2024)
Prices have increased +17.9% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $112 | — |
| 2021 | $117 | +4.5% |
| 2022 | $125 | +6.8% |
| 2023 | $128 | +2.4% |
| 2024 | $132 | +3.1% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Physical Therapy in Duluth
Recent Reports
Frequently Asked Questions
How many PT sessions will I need?
Most treatment plans run 6-12 weeks with 2-3 sessions per week. Post-surgical recovery may require more.
Does insurance cover physical therapy?
Most health insurance covers PT with a referral, though plans vary in the number of sessions covered per year.
Why does physical therapy cost different in Duluth than other cities?
Duluth's costs reflect local labor rates driven by the diversified economy, varied climate conditions that affect materials and scheduling, and moderate permitting requirements. The balanced labor market also influences competitive pricing.
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