How Much Does Renters Insurance Cost in Minnesota?
Minnesota pricing is near the national average. Updated for 2024-2025.
Renters Insurance Pricing in Minnesota
In Minnesota, the average cost for renters insurance is $20 per month, which is 2% higher than the national average of $20. Most Minnesota residents pay between $10 and $36.
Minnesota has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Protects belongings, provides liability coverage, and covers additional living expenses.
Minnesota vs National Average
What Affects Renters Insurance Cost in Minnesota?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
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Top-Rated Renters Insurance Pros in Minnesota
5 providersPatriot HVAC Solutions
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💡 Tips to Save on Renters Insurance in Minnesota
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in Minnesota Cost Trends (2020–2024)
Prices have increased +25.0% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $16 | — |
| 2021 | $17 | +6.3% |
| 2022 | $18 | +5.9% |
| 2023 | $19 | +5.6% |
| 2024 | $20 | +5.3% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Minnesota
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Renters Insurance Cost in Other States
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