How Much Does Renters Insurance Cost in Ohio?
Ohio pricing is near the national average. Updated for 2024-2025.
Renters Insurance Pricing in Ohio
In Ohio, the average cost for renters insurance is $18 per month, which is 10% lower than the national average of $20. Most Ohio residents pay between $9 and $32.
Ohio has costs that track closely with the national average, though prices can still vary between urban and rural areas within the state.
Protects belongings, provides liability coverage, and covers additional living expenses.
Ohio vs National Average
What Affects Renters Insurance Cost in Ohio?
Coverage
$20K: $10-$15/mo; $50K: $20-$35/mo
Location
High-crime adds 50-100%
Deductible
$500 vs $1,000 saves $3-$8/mo
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Top-Rated Renters Insurance Pros in Ohio
5 providersAll-Pro Plumbing
⭐ PREMIUMProudly serving OH since 1998. Licensed, insured, and committed to excellence.
Summit Home Services
⭐ PREMIUMProudly serving OH since 1995. Licensed, insured, and committed to excellence.
All-Pro Property Services
⭐ PREMIUMProudly serving OH since 2016. Licensed, insured, and committed to excellence.
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💡 Tips to Save on Renters Insurance in Ohio
- 1.Bundle with auto for 10-20% discount
- 2.Increase deductible to $1,000
- 3.Create home inventory
- 4.Actual cash value is cheaper
📈 Renters Insurance in Ohio Cost Trends (2020–2024)
Prices have increased +20.0% over the last 5 years
| Year | National Avg | YoY Change |
|---|---|---|
| 2020 | $15 | — |
| 2021 | $16 | +6.7% |
| 2022 | $17 | +6.3% |
| 2023 | $17 | +0.0% |
| 2024 | $18 | +5.9% |
Based on national averages adjusted for annual inflation. Actual costs vary by location and project scope.
💬 What Did You Pay?
Real costs reported by homeowners for Renters Insurance in Ohio
Recent Reports
Frequently Asked Questions
How much?
$15-$30/month on average.
What is covered?
Personal property, liability, additional living expenses.
Renters Insurance Cost in Other States
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